Remittance
Wise - Low-Cost Money Transfers from Japan
Wise
Overview
Wise offers mid-market FX rates with very transparent fees. Fully licensed Type 1 fund transfer service in Japan. Best overall choice for sending money to Bangladesh, Nepal, India, and Philippines. Fast transfers with low fees.
Key details
- Location
- Tokyo, Japan
- Country
- Japan
- Intake
- Year-round
- Budget
- JPY 400 – JPY 1,000
- Price
- JPY 590
Eligibility
Valid ID, Japanese bank account or credit card, Recipient bank details
Guides for this route
Our own guides for students heading to or from Japan — worth reading before you contact the provider.
Step 1 of 3How to Choose a Remittance ProviderA student's method for picking a money-transfer provider: compare what the recipient actually receives, check the licence, and weigh speed against cost for your exact corridor.Step 2 of 3Identity Verification (KYC) for Money TransfersWhat KYC actually checks, the documents to prepare before you open a transfer account, and why student-sized amounts usually clear in minutes when you do.Step 3 of 3Sending and Tracking an International TransferHow to fund a transfer, what the reference numbers mean, how long each stage should take, and the records to keep for university and tax purposes.Nepal → JapanStudying in Japan from Nepal: Language School to UniversityFor Nepali students starting with little Japanese: language schools, the COE your school files, sponsor funds, 28-hour work limits and job-hunting status.India → JapanStudying in Japan from India: Language School to JLPT N2For Indian students ready to learn Japanese: the language-school ladder, school-filed COE, sponsor funds, 28-hour work rule and jobs after graduation.Bangladesh → JapanStudying in Japan from Bangladesh: Language School, COE and MEXTJapan for Bangladeshi students: starting at a language school, the school-filed COE, sponsor funds of around JPY 1.5–2 million, 28-hour work and MEXT.